HARP Refinance

What is HARP?

HARP stands for Home Affordable Refinance Program and is a government-initiated program to help underwater and near underwater homeowners refinance their home loans. It can also be known as the “Making Home Affordable” program.

It’s meant to give homeowners who are current on their mortgages, but have lost home equity, a chance to refinance at today’s low mortgage rates. This program benefits you if your mortgage payments are current, but you cannot refinance due to a decrease in your home value. It is not designed to delay or stop foreclosures.

If you’re not sure that you are eligible for HARP, find out by reading our “Am I Eligible for HARP?” resource.

Let us know a little more about you and you’re current situation to see if we can help.