Mortgage Application Checklist

What Documents do I Need to Apply for a Mortgage?

We want you to feel prepared prior to applying for your home mortgage. These are
the documents that you need to have when you’re ready to apply:

  1 Month of most recent pay-stubs from all current employers

  2 years of most recent federal tax returns (all pages, all schedules)

  If self employed, 2 years of recent business returns (all schedules, K1’s 1099’s, etc.)

  2 years most recent W2’s

  Name, address, date of employment and salary for employers for the last 2 years

  Most recent 3 months’ bank statements (all pages for all accounts)

  Gift Letter (if someone is gifting you money towards your purchase, rather than loaning you money)

  Social Security/Pension/Disability Income (Award Letter)

  Home Owners Insurance (or Agent’s Name and Phone Number)

  Evidence of Alimony/Child Support (not needed if you choose not to have the income considered in qualifying)

  Driver’s License/Photo Identification

If you have more questions, contact us or get started today.