Refinancing Your Mortgage

Knowing When to Refinance

Deciding to refinance your home loan is a big financial decision. You may want to make a change to your existing mortgage for various reasons. These reasons could include everything from getting a better interest rate, reducing your term, wanting to take cash out on the equity in your home for home improvements, college tuition, or drop Private Mortgage Insurance (PMI).

Explore our refinancing resources below for everything you need to know about refinancing, your refinancing options and the refinancing process.

Where Should You Begin?

Refinance Products

We offer Straight Refinancing (Rate and Term Refinancing), Cash Out Refinancing and Construction End Loan refinancing. Straight Refinancing is a good option if you want to change your existing loan for a fixed rate, payment or length of loan, while Cash Out Refinancing is a good option if you want to take more cash out of your home’s equity.  Construction End Loan Refinancing is available if you need to refinance a construction loans from another lender. We use “appraised value financing” to determine your loan to value. 
Learn More about the Refinance Products We Offer ›

Refinance Types

Based on your needs, credit and financial situation, we’ll help you determine whether you’ll be better served with a 10 year, 15-year or 30-year loan. We offer other terms and adjustable rates.

Refinance Resources

Want to find out a little bit more before you take the first steps on this journey?Contact one of our local mortgage experts by contacting us.   We have 3 office locations: Hershey, PA; Lancaster, PA; and Lewisburg, PA.  Although we have offices in Central Pennsylvania, we can lend anywhere is the state of Pennsylvania.