Straight Refinance
What is a Straight Refinance?
A Straight Refinance is a loan that is used to refinance an existing home loan when no extra cash is sought. Straight Refinances are usually 15-year or 30-year loans (other term lengths are available) and very often offer fixed or adjustable interest rates. The process for closing a Straight Refinance is often a simple and relatively quick process and it allows you to get a lower mortgage rate or shorter term, while keeping your existing balance intact. We also offer refinances that permit you to roll your closing costs into the new loan.
Refinance Tools and Resources
Is Now the Right Time to Refinance?
You might choose to refinance at a time when either your personal finances or the economy have shifted. Obviously there is no way to time the market perfectly. That’s why we’ve provided a list of Refinance Resources to help you decide whether the time is right to refinance.
Refinance Resources ›
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