Vacation Home Mortgage

What Is A Vacation Home Mortgage?

Just as you might take out a mortgage to purchase your main residence, you may use a vacation home mortgage to purchase a second home for vacation purposes. This type of home differs from an investment property in that you would not rent this home out to anyone else. A Vacation Home Mortgage will typically have the same credit and down payment requirements as a primary residence.

To help you answer any of the questions you may have about a Vacation Home Mortgage, we’ve compiled a list of resources to help you begin the process.

Vacation Home Tools and Resources

Can I Really Afford a Vacation Home?

Purchasing a vacation home is a big decision and you want to be sure you are ready for the additional financial responsibility. Use our Mortgage Calculator to determine what your monthly payments would be in various situations and see what kind of vacation home you can afford.

  Mortgage Calculator ›

Vacation Home Resources

Applying for a vacation home mortgage is a little bit different than applying for a conventional home mortgage. Click through to learn everything you need to before purchasing your vacation home.

  Vacation Home Resources ›

How to Get Started?

Let us know a little more about you and what you’re looking for in a vacation home loan by completing the form on this page.

In a Hurry? Get a Customized Rate Quote

We would like to get to know you and what you’re looking for in a home loan. You can APPLY ONLINE and an LMC Mortgage Expert will contact you within one business day.

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